RBI’s FREE-AI Framework: Guiding Ethical AI in India’s Financial Sector

Artificial Intelligence (AI) is transforming financial services—from fraud detection to credit assessment—but without proper safeguards, it can also amplify risks. To balance innovation with safety, the Reserve Bank of India (RBI) formed a committee in December 2024 to design the Framework for Responsible and Ethical Enablement of AI (FREE-AI). This framework aims to encourage innovation … Read more

SBI to Levy Nominal Charges on Online IMPS Transfers Above ₹25,000 from August 15, 2025

In a significant update for digital banking customers, the State Bank of India (SBI) has revised its IMPS (Immediate Payment Service) charges. Starting August 15, 2025, SBI will begin imposing nominal fees on online IMPS transactions above ₹25,000. This move will directly impact millions of customers who rely on internet banking, mobile banking, or the … Read more