Top 50 Most Important RBI GS Questions For Banking and Insurance Exams

If you are preparing for the govt exam, mainly Banking and Insurance online exam. As you all know, the Banking and Insurance exams are conducted online, and you are given less time to solve the questions. The RBI-related questions are asked in the banking and insurance exam. Today, we have brought the list of the most important top 50 questions related to the RBI (Reserve Bank of India).

RBO General Knowledge Questions

In the RBI-related bank exam, these questions are asked every year. The RBI releases the notification for RBI Grade A, B, Officer, Assistant and Official assistant etc. Especially in the RBI Exam, these types of questions are formatted to help the students.

We have added the most important questions related to the RBI regularity. There are many chances to come in the coming exam. If you prepare these topics or questions by heart, you can score max to max number in the exam. 

Top 50 Important RBI GK Questions Quiz

Practice more and more and give the proper time to learn these questions. In this collection of questions we have narrated about the establishment to the latest trends of the RBI. As we all know that RBI Controls the entire banking system and financial institutions.

Question: What is RBI?

RBI stands for Reserve Bank of India

Question: When was RBI established?

1 April 1935

Question: RBI was established under which Act?

RBI Act, 1934

Question: Where is the RBI headquarters located?

Mumbai

Question: When was RBI nationalized?

1949

Question: What is the main objective of the RBI?

🔹 Functions of RBI

Question: What is the main function of RBI?

To control monetary policy

Question: Why is RBI called the Banker’s Bank?

It provides loans to banks

Question: RBI acts as banker to whom?

Government and banks

Question: Who issues currency in India?

RBI (except ₹1 note)

Question: What does RBI regulate?

Banks and financial system

Question: How does RBI control inflation?

By changing interest rates

Question: What is RBI’s role in forex?

It manages foreign exchange reserves

🔹 Monetary Policy

Question: What is Repo Rate?

Rate at which RBI lends money to banks

Question: What is the Reverse Repo Rate?

Rate at which RBI borrows from banks

Question: What is CRR?

Cash reserve banks keep with the RBI

Question: What is SLR?

Reserve in the form of cash, gold, securities

Question: What is LAF?

Liquidity Adjustment Facility

Question: How many members are in MPC?

6 members

🔹 Banking System

Question: What is a Scheduled Bank?

Bank listed in the RBI Act schedule

Question: Who gives a banking license?

RBI

Question: Why does RBI inspect banks?

To ensure safety and compliance

Question: What is DICGC?

Deposit insurance up to ₹5 lakh

🔹 Payment Systems

Question: What is NEFT?

Electronic fund transfer system

Question: What is RTGS?

Real-time large transactions

Question: What is UPI?

Instant payment system

🔹 Currency & Credit

Question: What is the Minimum Reserve System?

RBI keeps a minimum reserve of ₹200 crore

Question: What is Legal Tender?

Money accepted by law

Question: How does RBI control credit?

Through monetary tools

🔹 Government Role

Question: RBI acts as what for the government?

Banker, agent, advisor

Question: What are Ways and Means Advances?

Short-term loan to the government

🔹 Financial Stability

Question: How does RBI ensure stability?

Through regulation

Question: What are NPAs?

Bad loans

Question: Who implements Basel norms in India?

RBI

🔹 Important Concepts

Question: What are Open Market Operations?

Buying/selling government securities

Question: Inflation target in India?

4% ± 2%

Question: What is Priority Sector Lending?

Loans to important sectors

🔹 Development Functions

Question: Which institutions are promoted by the RBI?

NABARD, SIDBI

Question: What is Financial Inclusion?

Banking access to all

🔹 Reports & Data

Question: Name the RBI reports?

Annual Report, Financial Stability Report

Question: Why RBI publish data?

For policy decisions

Question: What is RBI Ombudsman?

Complaint redress system

Question: RBI advises whom?

Government of India

Question: Who manages the currency system?

RBI

Question: RBI’s main goal?

Stability + Growth

🔹 Exam-Oriented Quick Facts

Question: RBI is the lender of last resort for whom?

Banks

Question: Banking Regulation Act year?

1949

Question: RBI controls what?

Money supply

Question: What happens if Repo Rate increases?

Loans become expensive

Question: What happens if Reverse Repo increases?

Banks deposit more money with RBI

Leave a Comment