PNB Luxura Metal Credit Card- Benefits, Eligibility and Validity

PNB Luxura Metal Credit Card has been launched by the Punjab National Bank on 4th of January 2026. This metal card was most awaited by the lovers of the PNB Bank. Currently, there are many companies and financial institutions those provides the credit cards and related digital cards to help their customers.

PNB Luxura Metal Credit Card

PNB Luxura card is a premium and costly credit card and is built with metal. This is designed only for the high-profile and rich customer those can afford this. There are countless benefits to this credit card, such as international payment and other related services. 

This PNB Luxura Metal Credit Card provides the benefits for those who travels frequently at International travel. In this PNB Luxura Metal Credit Card, Forex payment is built in. It provides high rewards points per spent and transaction.

PNB Luxura Metal Credit Card Benefits and Features

  • 4 reward points for every ₹100 spent
  • Welcome benefit of 20,000 reward points (equivalent to ₹5,000) on spending ₹50,000 within the first 90 days
  • 3X reward points on travel and dining  
  • 10,000 bonus reward points on annual spends of ₹5 lakh

Travel benefits

  • Zero transaction charge on the Forex exchanges
  • Unlimited transaction for Domestic and International
  • Visa Luxury Hotel Collection benefits: Daily Lunch, Breakfast, Wifi, VIP Guest Status and many more.
  • Savings of up to 20% under the Visa Dine & Save programmed
  • Discounts on domestic and international flights and hotel bookings through platforms like Ixigo, Agoda, Expedia and Trip.com
  • Exclusive offers at leading hospitality brands, including IHG Hotels, ITC Hotels and Elivaas Villas
  • Fuel surcharge waiver of up to ₹350 per billing cycle
  • 24×7 Visa Concierge Services

Lifestyle and entertainment benefits

  • Buy-one-get-one movie tickets on BookMyShow
  • Discounts on events, dining and shopping on District
  • Grocery discounts and savings on BigBasket

PNB LUXURA Metal Credit Card Fees & Charges

  • 4,999 + GST
  • Offset by welcome reward points worth ₹5,000
  •  Annual Fee 
  • ₹1,999 + GST
  • Reasonable for a premium metal card with travel and lifestyle benefits

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